Purgatory and its alternatives

I was reading Jerry Walls’ lovely piece on purgatory for class. Thinking about it has made me realize that given that all who are in heaven are morally perfect, and almost nobody is morally perfect before death, we have the following options:

1. Almost no Christians end up in heaven.

2. There is purgatory after death during which character changes.

3. There is instant and radical character change at the moment of death.

4. There is a temporally extended and empirically invisible sanctification just before death, probably with time being subjectively stretched.

I think it’s tempting to think of purgatory as an odd Catholic addition to Scripture (though there is 1 Cor. 3:15, of course)—maybe even for a Catholic to think that. But consider the other options.

Option (1) is super pessimistic. It doesn’t make the Gospel really be the Good News it is.

Option (3) is at least as much—and perhaps more so—a theological addition to Scripture as purgatory may seem to be. It’s compatible with Scripture that there is such a sudden moral transformation, but so is purgatory, and both of them are major divine actions going over and beyond what is expressly given by Scripture. Both are suprising, I suppose. Of the two, however, the instant moral transformation seems a lot less in keeping with God’s usual way of proceeding with us. Presumably, being instant, this moral transformation is not something we could have much cooperation in. And it feels a bit odd to think that we struggle over many years to grow morally—and then in an instant it’s all fixed. It makes one wonder why we bothered to struggle. (On the purgatory story, the struggle makes sense, because purgatory does not exempt one from effort.)

Option (4) is also a theological addition to Scripture. It has the advantage over (3) that it is not instant, and hence is more in keeping with God’s typical way of proceeding with us. But it has the serious disadvantage of appearing to be rather a skeptical hypothesis—especially when it is not actually announced by God that that’s what God does for most people. Moreover, while I certainly am open to God using the period just before death for moral transformation, there is something odd about this being how God normally proceeds with Christians. For often the period just before death is naturally unsuited to moral transformation: the mind is falling apart as death takes the body. God could choose that difficult moment, but it doesn’t seem to fit well with a picture of a God who likes to make grace build on nature.

If I were a Protestant, I think would definitively reject (1), and then I would be inclined to suppose that (2) is somewhat more likely than either one of (3) and (4).